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DeCard's Polygon Tie-Up Unlocks Stablecoin Spending for Millions of Merchants

Card-first integration complements Visa tie-up and Singapore oversight, pointing to a pragmatic path for global, compliant stablecoin payments as networks compete for real-world settlement.

October 29, 2025

DeCard Unlocks Stablecoin Payments for 150M+ Merchants Globally, Powered by Polygon

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Quick Take
  • Enables instant USDC and USDT deposits and spending at over 150 million global merchants, bridging stablecoins with real-world payments.
  • Low-cost transactions, near-instant settlements, and seamless usability, making stablecoins viable for everyday use.
  • Positions Polygon as the leading network for stablecoin payments, accelerating mainstream crypto adoption in fintech and beyond.

DCS Card Centre’s DeCard is integrating with Polygon to enable stablecoin-funded spending at more than 150 million Visa-accepting merchant locations worldwide.

Why it matters: pairing a MAS‑regulated issuer with Visa rails materially lowers merchant integration friction while giving users on-chain funding and off‑chain acceptance. The Polygon integration positions the network as a low-cost settlement rail for everyday payments across borders, with initial support focused on major stablecoins and fiat top-ups.

At its core, the integration allows users to deposit USDC or USDT directly into DeCard or its premium DeCard Luminaries accounts via Polygon's proof-of-stake network. From there, these digital dollars—pegged to the US dollar for price stability—can be spent seamlessly at physical and online retailers, much like a traditional debit card. For consumers, this means tapping a card for coffee in Singapore or scanning a QR code for groceries in New York, all powered by blockchain without the user even noticing.

If execution and compliance track, this card-first model could become a template for bringing stablecoin balances into mainstream point‑of‑sale without requiring merchant crypto upgrades.

Read More:
https://polygon.technology/blog/decard-unlocks-stablecoin-payments-for-150m-merchants-globally-powered-by-polygon

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