BVNK, in partnership with YouGov, Coinbase, and Artemis, has unveiled insights into how stablecoins are transforming global finance. The report, based on responses from 4,658 stablecoin holders and prospective users across 15 countries, highlights a rapid rise in stablecoin usage, with willingness to spend far outpacing current merchant acceptance.

The study emphasizes that "willingness to use stablecoins is ahead of real-world spendability," positioning acceptance and integration as the key to unlocking further growth. As stablecoins evolve from niche crypto tools to everyday financial instruments, the findings paint a picture of a young, entrepreneurial user base eager for mainstream adoption.

Rising Holdings and Demographic Trends

Stablecoin holdings are experiencing explosive growth. Half of current holders have increased their positions over the past 12 months, with 56% planning to acquire more in the coming year. Even among non-owners, 13% intend to enter the market soon. Ownership demographics skew toward the young and entrepreneurial, with men comprising 60% of holders globally—though Africa stands out with equal likelihood among women (51%).

Stablecoins are increasingly viewed as a core component of modern wealth management. Holders are willing to allocate one-third of their savings to crypto and stablecoins, signaling deep integration into personal finances.

Stablecoins in Earnings and International Business

For freelancers, gig workers, and marketplace sellers, stablecoins represent a significant income stream. On average, these users receive 35% of their annual earnings in stablecoins. Three in four report that this has enhanced their ability to conduct international business. Demand for stablecoin payments is particularly strong in Africa and the Asia-Pacific region.

Wallet Preferences: Exchanges Lead, but Banks Are Trusted

Centralized exchanges dominate as the primary platform for acquiring and managing stablecoins. However, traditional financial institutions hold significant appeal: a striking 77% of respondents would open a stablecoin wallet if offered by their bank or fintech app. This underscores a "strong right to play" for banks and fintechs in the stablecoin ecosystem.

Read the Report:
https://BVNK.com/utility