MetaMask, the popular self-custodial Ethereum wallet, has partnered with payments giant Mastercard to roll out the MetaMask Card nationwide in the United States. This launch marks the first time the card is available in New York, a state known for its stringent crypto regulations, expanding access to seamless crypto spending for millions of users.

The MetaMask Card functions as a debit card that allows users to spend their cryptocurrency holdings directly from their wallet at over 150 million Mastercard-accepting merchants worldwide. Unlike traditional crypto cards that require users to transfer funds to a centralized custodian, this card maintains the self-custodial nature of MetaMask, ensuring users retain full control over their assets until the moment of transaction.

Following successful pilots unveiled at ETHDenver 2025 and initial launches in 2024, the card is now accessible in 49 states, with Vermont being the sole exception due to ongoing regulatory hurdles. "This is the first time MetaMask Card is available across 49 states, and the first time users in New York can access it," a spokesperson for Consensys, MetaMask's parent company, stated.

The partnership, which began with an announcement in December 2024, involves regulated issuer Monavate (formerly Baanx) and leverages Mastercard's global payment network. Users can fund the card with stablecoins like USDC and USDT on networks such as Linea, Solana, and Base, with conversions to fiat happening instantly at the point of sale. For US users, additional tokens like mUSD and amUSD are supported, though some limitations apply in states like New York and Texas for certain assets.

A standout feature is the premium Metal tier, exclusive to US users, which offers up to 3% cashback in mUSD on purchases, along with yield-earning opportunities on balances. The card also supports Apple Pay and Google Pay, enhancing its usability for everyday transactions.

This expansion is seen as a milestone in bridging decentralized finance (DeFi) with traditional payments, potentially accelerating crypto adoption by making it easier for users to spend their digital assets in the real world. As regulatory landscapes evolve, experts anticipate similar integrations could follow in other regions, further blurring the lines between crypto and fiat economies.

MetaMask users interested in the card can register through the wallet app, with virtual cards available immediately and physical Metal cards orderable for eligible users. With this launch, MetaMask continues to push the boundaries of Web3 accessibility, empowering users to "spend crypto for everyday purchases" as advertised on their platform.

Read More:
https://metamask.io/en-GB/news/metamask-and-mastercard-partner-to-launch-the-us-metamask-card?utm_source=twitter&utm_medium=social&utm_campaign=cmp-152725170-afbf08