About
Revolutionizing finance with intelligent cards and seamless cash management
Brex is an integrated fintech platform combining corporate cards, business banking, expense and bill pay, travel, and accounting automation into one AI-powered financial stack. For startups to enterprises, it provides pre-spend controls, Live Budgets, native integrations and APIs to centralize spend visibility and scale global cash management.
Use Cases
Corporate Spend Control
Finance teams control company spend with cards, real-time budgets, andauto-enforced limits for compliance and cost savings.
Automated Expense Management
Employees submit expenses with AI automation for quick approvals and seamlessintegration to accounting systems.
Global Business Travel Simplification
Employees book and manage international trips with in-app travel tools linked tocorporate policies and spend controls.
Vendor Payments with Custom Controls
Issue vendor-specific cards with distinct spend limits and approval workflows tostreamline payables securely.
Key Features
Treasury & stablecoin-relevant cash mechanics
- Brex offers Treasury and Vault cash management via Brex Treasury LLC andprogram banks; Vault funds can be FDIC-eligible.
- Treasury funds are invested (e.g., money-market funds); balances are not FDIC insured until placed at program banks.
- Brex advertises fast (same-hour) liquidity and a quoted total treasury yield(site example up to ~4.21%).
- Uses program banks to extend FDIC coverage, a model relevant to fiatbacking/segregation for stablecoins.
- Securities offered through Brex Treasury LLC (FINRA/SIPC-related), showingseparation between cash management and deposit insurance.
Web3/crypto integration & compliance signals
- Brex Payments LLC is presented as a licensed money transmitter (statedisclosures) β a common rail for fiat on/off-ramps.
- Brex publishes APIs and native integrations and displays partnerships (e.g.,Plaid), indicating integration capability with fintech/web3 stacks.
- Corporate cards, global payments (120+ countries) and fast vendor/bulk payment features can support fiat ops for crypto/web3 businesses.
- Cards/accounts are issued via partner banks and major card networks(Mastercard/Visa), providing traditional rails for spend and payouts.
- No on-site crypto-native products were found (no advertised custody, trading,or stablecoin issuance) β Brex positions as fiat fintech rather than a cryptoexchange/custodian.