About
Streamlined automation for DeFi yield optimization that maximizes your returns effortlessly.
Concrete is an institutional-grade DeFi suite that automates yield strategies and enables new derivatives for any on‑chain asset. Concrete Earn uses ERC‑4626 vaults that auto‑optimize yields across protocols and chains; depositors receive ct[asset] tokens representing vault shares. The protocol includes planned cross‑chain borrowing, multi‑tranche liquidation protection, a hub‑and‑spoke chain, and developer tooling.
Use Cases
Automated Yield Optimization
Users deposit assets into Concrete Earn vaults that auto-optimize yields acrossprotocols and chains for maximum returns.
Cross-Chain Borrowing Management
Users borrow from multiple money markets across chains with best rates and gasfee coverage, managing loans in one interface.
Liquidation Protection for Loans
Users purchase multi-tranche liquidation protection to safeguard loan positionsfrom being liquidated automatically.
Composable Derivative Assets
Users receive ct[asset] tokens representing vault shares, which can be lockedfor boosted APYs and traded as composable derivatives.
Key Features
Yield & Vault Infrastructure
- Positions itself as yield infrastructure powering automated strategies and newderivatives for on-chain assets.
- Earn Vaults use the ERC-4626 standard to implement curated, risk-adjustedyield strategies.
- Vault LPs receive tokenized vault shares (ct[assets]) which can be locked forboosted APYs and rewards.
- Vault deposit tokens are interoperable across DeFi, enabling composability andintegrator use.
- Automated strategy selection (‘yield on autopilot’) aims to maximize returnsacross markets and chains.
Risk Management, Borrowing & Derivatives
- Provides a multi-lender borrowing discovery/aggregator to find best rates(feature advertised as coming soon).
- Claims to cover gas fees for borrowers to improve UX and reduce entry costs.
- Offers automated liquidation protection via a quantitative framework to avoidon-chain liquidations.
- Sells position protection: a paid, fixed-term credit facility is deposited as positions approach liquidation.
- Roadmap includes derivative products and other credit/structured instruments(listed as coming soon).