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Huma Finance

Huma Finance

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About

Empowering a frictionless digital economy with instant liquidity and round-the-clock financing.

Huma Finance is the first PayFi network revolutionizing global payments by seamlessly combining payment and financing services. It offers instant access to liquidity anywhere, anytime, enabling rapid and efficient cross-border payment settlements without delays or capital lockups. This innovative platform empowers businesses and institutions to manage global payments effortlessly with continuous 24/7 financing support.

Huma Finance website screenshot
Use Cases
Cross-Border Instant Payments
Businesses use Huma Finance for instant 24/7 cross-border payment settlementswith stablecoins, avoiding delays and capital lockups.
Retail Investor Liquidity Pools
Individual retail investors participate in permissionless Huma pools to earnyields by providing liquidity in DeFi payment networks.
Institutional Payment Financing
Institutions access regulated receivables-backed credit for global paymentsusing Huma's institutional permissioned platform.
Trade Finance Optimization
Companies leverage Huma's on-chain credit markets to finance trade transactionsand improve supply chain payment efficiency.
Key Features
Web3 Payment Solutions
- Accelerates global payments with instant access to liquidity.
- Offers permissionless DeFi yield powered by real-world payment flows onSolana.
- Provides cross-border payment financing, settling payments instantly without pre-funding.
- Transforms card payments with stablecoins for real-time settlement and lowerfees.
- Enables T+0 settlement for institutional-ready, same-day operations.
PayFi Network Features
- Delivers a modular, six-layer framework to accelerate payments.
- Offers instant liquidity solutions for immediate fund access.
- Provides built-in risk management through smart contracts and structuredfinance.
- Ensures compliance with AML screenings and investor status checks.
- Supports open architecture for customized financing solutions.
Richard Liu

(Co-Founder & CEO)

Erbil Karaman

(Co-Founder)

Ji Peng

(Co-Founder)

Lei Du

6

modular framework layers

T+0

same-day settlement