Kredete
Since
2023
About
Instant, low-cost transfers that build credit and empower the African diaspora to thrive globally
Kredete is a fintech platform empowering African immigrants in the diaspora to build credit via instant, low-fee international transfers to 22+ countries. It also offers businesses a secure, API-based infrastructure for affordable cross-border payments across many African nations, combining convenience with financial inclusion and innovation.
Use Cases
Diaspora Money Transfers
Users send instant, low-fee international transfers to family in 22+ African countries,building credit with every transfer.
Credit Building for Immigrants
Immigrants use the platform to build credit history digitally throughinternational payments reported to credit bureaus.
Business Cross-Border Payments
Businesses utilize secure API infrastructure for affordable, convenient paymentsacross multiple African nations.
Personal Finance Management
Users manage budgets, track subscriptions, and receive personalized insights and alerts via AI assistant for better money control.
Key Features
Crypto and Stablecoin Services
- Kredete enables users to buy, sell, and settle crypto trades with competitive rates and transparent fees,utilizing stablecoins for secure transactions.
- Kredete integrates stablecoin infrastructure into its payment systems,facilitating seamless conversion between supported currencies and stablecoins.
- Kredete uses blockchain technology to minimize transfer fees, offering secureand cost-effective solutions.
- Kredete's platform supports crypto trading, deposits, withdrawals, P2Ptransfers and spending crypto.
- Kredete has launched Africa's first stablecoin-backed credit card inpartnership with Visa, Stellar, and Rain, allowing users in 41+ African countries to spend stablecoins globally.
Blockchain Technology
- Kredete is building internal ledgering systems that track balances acrossmultiple chains and token types.
- Kredete leverages blockchain technology to enable African immigrants to buildcredit scores and send money home with low fees.
- Kredete utilizes real-time blockchain settlement to provide financialflexibility and control.
- Kredete uses USDC, a regulated digital dollar, settled over the Stellarnetwork for low cost, speed, and transparency.
- Kredete's platform is designed to work around the legacy constraints oftraditional banking systems.
(Founder/CEO)
Adeola Adedewe
Headquarters
🇺🇸 New York, NY
Website
kredete.io
65+
digital assets for crypto trading
41+
African countries with stablecoin card access
