Monerium
Since
2017
About
Transforming global transactions with secure, redeemable fiat-backed tokens on leading blockchains
Monerium is a regulated electronic money institution issuing on-chain fiat e-money tokens including EURe, GBPe, and USDe on Ethereum, Gnosis, and Polygon blockchains. These tokens maintain 1:1 parity with official currencies, backed by segregated deposits. Users enjoy secure, transparent, and fully redeemable digital fiat with strong legal protections and smart contract controls, enabling seamless global payments and blockchain integration.
Use Cases
Cross-Border Payments
Enables businesses to make fast, low-cost international payments with EURe stablecoin on Ethereum,Polygon, and Gnosis.
Web3 Payroll Automation
Automate global employee payroll using Monerium’s API, paying in regulatedon-chain fiat tokens with compliance.
Instant Euro Transfers
Individuals and businesses transfer euros instantly between bank accounts andweb3 wallets using the Web3 IBAN.
Custom Payment Solutions
Developers create tailored payment systems integrating Monerium’s API forautomated, on-chain fiat transactions.
Key Features
Web3 & Crypto Integration
- Monerium is an authorized and regulated Electronic Money Institution (EMI)compliant with EU e-money and the Market in Crypto-Asset regulations.
- It offers EURe, the first onchain euro, designed to power fast, cheap, andglobal payments.
- EURe is available on Ethereum, Polygon, and Gnosis, and is transferablecross-chain.
- Monerium provides a web3 IBAN, enabling instant transfers between bank accounts and web3 wallets.
- Monerium's API allows for the automation of low-cost, cross-border paymentflows with built-in fiat on-off-ramps.
Security and Compliance
- Monerium is compliant with EU e-money and the Market in Crypto-Assetregulations, ensuring legal clarity and security for users' funds within the European Economic Area.
- Each EURe token is overcollateralized, backed by over 100% in high-quality liquid assets safeguarded in segregated accounts.
- Monerium's token smart contracts are audited by independent security firms forsecurity and reliability, ensuring safe and transparent on-chain operations.
- Monerium is authorized as an Electronic Money Institution and as a VirtualAsset Service Provider by the Financial Supervisory Authority of the CentralBank of Iceland.
- Monerium ensures all issued digital cash meets the same regulatory standardsas traditional financial instruments.
(Chief Executive Officer)
Gísli Kristjánsson
(Head of Strategic Partnerships)
Jón Helgi Egilsson
(Chair)
Sveinn Valfells
(Chief Operating Officer)
Hjörtur Hjartarson
Headquarters
🇮🇸 Reykjavík, Capital Region
Website
monerium.com
2500
Monerium clients
100%
overcollateralized EURe tokens
