Morpho
Since
2021
About
Empowering decentralized finance with $6B+ in assets for limitless lending possibilities
Morpho is a decentralized lending platform offering a dual-layer system: flexible infrastructure for builders to create custom, trustless applications, and tailored solutions for users to earn and borrow on their terms. With over $6B in assets and $2B in active loans, it empowers users to manage risk-reward profiles via vaults and markets. Backed by $70M from top investors, Morpho aims to be a foundation of the new internet-native financial system.
Use Cases
Retail Investor Yield Optimization
Retail investors use Morpho's optimized vaults to earn higher yields withautomated, trustless asset allocation.
Small Business Borrowing Solutions
Small businesses access low-cost, flexible borrowing tailored by collateral and market-specific interest rates.
DeFi Developers Building Custom Solutions
Developers build or customize decentralized lending markets and vaults withMorpho's open infrastructure and SDKs.
Curators Managing Risk-Reward Profiles
Curators deploy tailored vault strategies to manage diversified portfolios andoptimize returns under various risk levels.
Key Features
Lending Protocol Features
- Morpho is a permissionless, non-custodial lending protocol on Ethereum and Base.
- It allows users to earn interest on lending and borrow digital assets.
- Morpho Vaults continuously optimize allocations.
- Users can select a strategy that fits their risk level.
- It uses trustless smart contracts.
Borrowing Benefits
- Borrowers can provide collateral to borrow any asset.
- It reduces borrowing costs.
- It offers higher collateralization factors.
- Interest rates are per market rates.
- Borrowing has zero fees.
(Co-Founder)
Merlin Egalite
(Co-Founder & CEO)
Paul Frambot
(Co-Founder)
Mathis Gontier Delaunay
(Co-founder)
Julien Thomas
Headquarters
🇫🇷 PARIS
Website
morpho.org
6B
assets supplied
2B
active loans since launch
