Morpho Labs
Since
2021
About
Empowering your financial freedom with personalized lending solutions and adaptive risk management.
Morpho is a decentralized lending platform offering a dual approach: a flexible infrastructure for builders to create custom applications, and tailored borrowing and earning solutions for users. With over $6B supplied assets and $2B active loans, it empowers users to customize risk-reward profiles. Backed by $70M in funding, Morpho aims to be a cornerstone of the new internet-native financial system beyond crypto.
Use Cases
Flexible Earning for Crypto Holders
Users earn optimized yields by depositing crypto into secure, non-custodialvaults tailored to risk preferences.
Cost-Efficient Borrowing Solutions
Borrowers leverage lower costs and higher collateralization with no fees bycollateralizing assets.
Custom Lending Products for Builders
Developers create tailored lending apps using Morpho’s infrastructure, savingtime with secure, audited code.
Liquidity and Yield Optimization Services
Curators and businesses earn fees by deploying customizable vaults, optimizingyield, risk, and liquidity.
Key Features
Core Protocol Features
- Morpho is a permissionless, non-custodial lending protocol on Ethereum and Base.
- It allows users to earn interest on lending and borrow digital assets.
- Morpho offers efficient development with shared infrastructure.
- It provides flexible solutions using the Morpho Stack.
- The protocol benefits from a heavily audited, formally verified, and immutablecodebase.
Vault Strategies and Earning
- Morpho Vaults allow users to earn yield by depositing assets into vaultscurated by third-party risk experts.
- Each vault has a unique risk profile and strategy determined by the curator.
- Vaults generate yield from over-collateralized lending.
- Individuals can put their crypto to work through optimized and tailoredstrategies.
- Curators can earn fees for optimizing yield, risk, and liquidity.
(Founder)
Merlin Egalite
(CEO)
Paul Frambot
(Founder)
Mathis Gontier Delaunay
(Founder)
Julien Thomas
Headquarters
🇫🇷 PARIS
Website
morpho.org
6B
assets supplied on Morpho
2B
active loans on Morpho
