Stabledash
About
Experience rewards that grow with your spending and transform every purchase into crypto advantage.
Moto is an invite-only, crypto-backed Visa Infinite card that auto-repays spending from your digital-asset deposits. Aimed at entrepreneurs, tastemakers and crypto power users, it offers up to 5% cashback on every purchase, up to 5% interest on deposits, no FX fees, and Visa Infinite perks (concierge, lounges). Spending is collateralized and debited monthly for capital-efficient, yield-enhanced spending.
Use Cases
High-Net-Worth Crypto Investor Spending
Allows wealthy crypto holders to earn 5% interest on deposits while spendingwith 5% cashback, optimizing asset utility.
Global Traveler Benefits
Offers no foreign exchange fees plus Visa Infinite perks like concierge andlounge access, ideal for frequent international travelers.
Capital-Efficient Business Spending
Entrepreneurs can spend collateralized digital assets, gaining credit efficiencyand yield while managing operational expenses.
Crypto-Savvy Lifestyle Enhancement
Combines crypto assets spending with lifestyle perks and exclusive eventinvitations for tastemakers and power users.
Key Features
Crypto-Backed Card Mechanics
- Blockchain-powered credit card; spending is collateralized by users’ digitalassets and repaid monthly via automatic debit.
- Integrated with Visa Infinite for broad merchant acceptance while usingcrypto-backed credit.
- Auto “pays its own debt off” from deposited collateral, aligning card balancewith on-chain assets.
- Deposits earn interest while serving as collateral for spending.
- Assets used as collateral are not FDIC-insured (crypto risk disclosure).
Rewards, Tiers, and User/Fees
- Flat 5% cashback on every spend.
- Tiered benefits by deposit size: 0–$100K: 5% CB + 2% interest; $100K–$499K: 5%CB + 3%; $500K+: 5% CB + 5% + exclusive perks.
- No foreign exchange (FX) fees for international purchases.
- Target audience: entrepreneurs, tastemakers, and crypto power users.
- Positioned as a premium product; geographic availability not specified onsite.