P2P.me
About
Instant crypto liquidity and privacy with unmatched staking rewards
P2P.me is a decentralized, non-custodial global platform for buying, selling, and paying with USDC using local fiat currencies and payment methods like UPI, PIX, and QRIS. It offers private zk-KYC verification, near-instant swaps with verified liquidity providers, and secure, fraud-proof transactions. The Merchant App lets users earn up to 15% monthly on staked USDC, fostering control and privacy without central authority interference.
Use Cases
Cross-Border Remittances
Individuals send USDC to family abroad, instantly swapping for local fiat via local payment methods like UPI or PIX.
Merchant Payments
Merchants accept USDC payments via local currencies with near-instant swaps,reducing fraud risk and costs.
Liquidity Provider Earnings
Users stake USDC to earn up to 15% monthly by providing liquidity on theplatform.
Privacy-Focused Transactions
Users perform buying, selling, and paying with USDC using private zk-KYC,securing data and limiting fraud.
Key Features
Core Functionality and Funding
- P2P.me facilitates fiat-to-USDC swaps.
- The platform enhances privacy through zero-knowledge proofs (ZK-KYC).
- P2P.me focuses on enabling stablecoin payments within the QR code economy.
- The service uses a network of middlemen to convert USDC to fiat.
- P2P.me raised $2 million from Multicoin and Coinbase Ventures.
Financial and Technological Aspects
- JPMorgan forecasts a $500 billion stablecoin market by 2028.
- Stablecoins reduce transaction costs to nearly zero, fostering competitionamong payment providers.
- Stablecoins are programmable digital currencies pegged to fiat currencies likethe USD.
- P2P networks can incorporate access control, authentication, and encryptionfor secure resource sharing.
- P2P crypto exchange development supports income growth in the Web3 market.
