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Pareto

Pareto

Since
2019
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About

Empowering DeFi lending with personalized credit lines driven by data innovation.

Pareto offers a groundbreaking solution to DeFi's credit expansion needs by integrating onchain and offchain data. It enables customizable credit lines, bridging traditional and decentralized finance with tailored credit solutions. This innovation enhances credit accessibility, risk management, and flexibility in DeFi lending, fostering growth and adoption within the ecosystem.

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Use Cases
Institutional Lending Expansion
Institutional lenders use Pareto to add scalable, structured credit assets tofixed-income portfolios with compliant KYC onboarding.
Flexible Borrowing for Businesses
Businesses configure bespoke loan terms and obtain direct funds via Pareto'sstreamlined, securitized credit creation process.
Credit Vault Curation
Credit curators manage on-chain underwriting and Credit Vaults to optimizecapital efficiency and mitigate lending risks.
DeFi-CeFi Integration
Financial actors leverage Pareto’s synthetic dollar protocols for secure,transparent DeFi and CeFi private credit transactions.
Key Features
On-Chain Credit Solutions
- Pareto is building a private credit marketplace connecting institutionallenders and borrowers.
- Pareto offers modular solutions for on-chain credit, simplifying the processfor asset managers, credit funds, and institutional investors.
- Pareto's USP is a synthetic dollar protocol backed by real-worldinstitutional-grade private credit.
- Pareto uses a decentralized infrastructure to compress the costs oftraditional off-chain securitization.
- Pareto provides end-to-end transparency by bringing the entire capitalstructure, securitization, and servicing of debt facilities on-chain.
DeFi Integration and Composability
- Pareto is designed from the ground up by a DeFi-native team to work seamlesslywith DeFi protocols in a compliant way.
- Pareto's tokens can be used as collateral, in settlement transactions, or foron-chain finance.
- USP is a transferable, permissionless asset that integrates across DeFi and CeFi,streamlining capital deployment, risk management, and settlements.
- Credit Vaults integrate easily with existing workflows and custody solutions,whether you manage a crypto native fund, a DAO, or a traditional fund.
- Pareto has integrated with Morpho, letting users borrow USDC directly against their FalconX Credit Vault deposit

Headquarters

🇺🇸 New York, NY

$50,000

Bug bounty rewards available

100%

USP collateralization rate