About
Empowering creators with instant NFT-backed loans for limitless liquidity and growth.
Rain.fi is a Solana-native decentralized P2P lending protocol for tokens and NFTs. It provides instant collateralized loans, buy-now-pay-later and mortgage-style NFT financing, and duration-based (not price-based) liquidations to reduce forced sells. Creators can launch custom lending pools, white‑label Rain modules, and integrate via APIs—unlocking flexible, low-cost liquidity and leverage across the Solana ecosystem.
Use Cases
Instant P2P NFT Loans
Users can obtain quick collateralized loans using their NFTs without price-basedliquidations.
Buy Now Pay Later for NFTs
Customers can buy NFTs by paying a portion upfront and paying the rest overtime.
Custom Lending Pools for Creators
NFT creators can launch lending pools tailored to their community to offerflexible loans.
White-label Lending Module Integration
Developers can integrate Rain’s lending features into other apps via APIs forliquidity access.
Key Features
Lending & Stablecoin Market Mechanics
- Decentralized P2P lending protocol on Solana enabling borrowing and lending oftokens and NFTs.
- Collateralization supports tokens and NFTs as loan collateral across supportedcurrencies.
- Duration-based liquidation model (loans liquidate by duration rather thansimple price triggers).
- Stablecoin support includes USDC, USDT and other wrapped/stable assets for borrow/lend markets.
- Financial features include NFT Buy-Now-Pay-Later (BNPL), leveraged NFT/tokenpurchases, and on-chain metrics (loans, volume, TVL).
Ecosystem, Integrations & Developer Tools
- Public developer docs and API available for integrations and third-party use.
- White-label/modular "Rain module"for fast (minutes) integration and custompool/strategy creation.
- Partnerships and deep Solana ecosystem ties (Jupiter, Orca, Pyth, Marinade,Switchboard, and many tokens/projects).
- Broad asset coverage: Solana tokens, liquid staking tokens, wrapped BTC/ETH,NFTs and other ecosystem assets supported.
- Legal and privacy pages visible; leverages existing stablecoins and on‑chainliquidity rather than issuing a proprietary stablecoin.