About
Automate your finances, maximize your productivity, and reduce costs effortlessly.
Ramp is an all-in-one finance platform designed to help 50,000+ businesses save time and money. It integrates corporate cards, expense management, accounts payable, and accounting automation into a single interface. With Ramp Intelligence, teams automate manual tasks like expense coding and bill processing, closing books 75% faster. From startups to enterprises, Ramp provides total spend control and deep insights, helping companies achieve 3-5% in total savings and 8.5x more efficiency.
Use Cases
Corporate Spend Control
Finance teams use Ramp's corporate cards and expense management to enforcespending policies and reduce unauthorized expenses.
Automated Expense Processing
Accounting departments automate expense coding and bill processing, speeding upmonthly financial close by 75%.
Procurement and Accounts Payable
Procurement teams streamline vendor payments and approve bills faster usingRamp's accounts payable and procurement tools.
Financial Insights and Savings
Businesses gain real-time spend visibility and actionable insights to drive 3-5%savings and improve financial efficiency.
Key Features
Fiat rails & global coverage (useful for web3 on/off-ramps)
- Global payouts: send payments to 195 countries in 40+ currencies; reimburseemployees locally within 2 days.
- Visa cards issued across regions via partners (US: Celtic, Column, Sutton,Lead Banks; Canada: Peoples Trust; UK/EEA: Stripe EMI).
- Ramp Treasury: business accounts that earn more; up to 2% annual cash rewardson eligible funds (per addendum).
- Accounts Payable: process bills in seconds—fiat off-ramp to vendors/suppliers.
- Supports global corporate spend management across multi-currency operations.
Developer, compliance & regulatory foundations
- API documentation available for integrating spend, payments, and workflows.
- Securities/brokerage via Apex Clearing (SEC-registered broker-dealer;FINRA/SIPC).
- Regulatory IDs: Ramp Payments Corp NMLS 2371465; Ramp Financing Corp NMLS2431387.
- Card programs under Visa licenses; issuers disclose FDIC membership whereapplicable.
- Core products for integration: Corporate Cards (control spend), AccountsPayable, Treasury/Business Accounts.
