Partnership
Rain Integrates 5% APY Yield-Bearing Stablecoin for Global Card Spending
Partnership with Dinari Global allows users outside the U.S. to earn and spend USD+ via Visa, merging DeFi yields with everyday payments.
August 27, 2025
• Rain now supports Dinari Global's USD+, a stablecoin that earns a ~5% yield from U.S. Treasuries.
• Users outside the U.S. can instantly spend their stablecoin holdings anywhere Visa is accepted via Rain-issued cards.
• Offramp is the first partner to launch the feature, providing its users with yield-bearing accounts and integrated spending cards.
Rain, an enterprise infrastructure platform for stablecoin-powered payments, has integrated Dinari Global's yield-bearing stablecoin, USD+. This move allows users to hold a stablecoin backed 1:1 by U.S. Treasuries that generates an approximate 5% annual percentage yield.
The strategic collaboration enables customers outside of the United States to not only earn a yield on their digital dollars but also spend them instantly at any merchant that accepts Visa through Rain-issued cards. This functionality bridges the gap between decentralized finance (DeFi) yields and real-world commerce.
The first partner to go live with this integrated solution is Offramp, a platform that will now offer its users USD+ accounts coupled with Rain-issued cards. This initiative signals a growing trend of embedding passive income streams directly into payment products, making yield-bearing assets more accessible for everyday transactional use, particularly in the Latin American market.
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