Utila has announced the launch of the first enterprise-level stablecoin yield solution on Optimism's OP Mainnet. The platform, developed in partnership with the Optimism Foundation, Morpho, Gauntlet, and Yield.xyz, enables institutions to earn yields on USDC holdings directly through a secure, policy-controlled MPC wallet, bridging the gap between on-chain returns and traditional financial standards.

The new solution addresses a long-standing challenge for institutions managing stablecoin treasuries: the choice between idle assets earning no returns or navigating DeFi protocols that lack robust security, governance, and compliance features.

At its core, the yield is generated through on-chain lending markets where supplied USDC is lent to borrowers, who pay interest that flows back as returns to suppliers. The process is powered by smart contracts, ensuring transparency and continuous operation without intermediaries. Until now, institutional access has been hindered by the need for manual wallet management or compromised controls. Utila's integration changes that by providing direct vault access with enterprise-grade safeguards.

Key benefits for businesses include productive use of assets, incentivizing customer adoption through shared yields, simplified operations via single-click transactions in the Utila wallet, real-time tracking of positions and accruals, transaction simulations for security, and automatic audit trails for regulatory compliance. These features ensure that treasury teams can engage in on-chain finance without sacrificing trustworthiness.

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https://utila.io/blog/utila-first-institutional-stablecoin-yield-solution/