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Bitget Integrates Morpho and Arbitrum for New On-Chain Yield Product

The exchange is offering flexible, real-time yields on USDT and USDC to enhance on-chain earning options for its users.

December 29, 2025

Bitget Integrates Morpho and Arbitrum for New On-Chain Yield Product

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Quick Take
  • Bitget launched "Onchain Earn" for USDT and USDC.
  • The product is a collaboration with Morpho and Arbitrum.
  • It offers users flexible terms and real-time on-chain yields.

Bitget, a leading global crypto exchange, has announced a strategic partnership with Morpho and the Arbitrum ecosystem. The collaboration introduces exclusive upgrades to its USDT and USDC On-Chain Earn products, promising yields of up to 12% APY while emphasizing transparency, flexibility, and user convenience.

The new products aim to bridge the gap between centralized finance (CeFi) ease-of-use and DeFi's high-yield potential. Users can now earn interest on their stablecoin holdings through Morpho's lending protocol on the Arbitrum blockchain, with real-time interest accrual and no mandatory lock-up periods. This allows for anytime subscriptions and redemptions, making it suitable for both short-term and long-term holders.

Key Features of the Upgraded Products

The upgraded mechanism includes several user-focused innovations:

  • High Yields and Flexibility: USDC holders can earn up to 12% APY, while USDT offers 11%. Both are flexible-term products, enabling instant deposits and withdrawals without penalties.
  • Enhanced Security and Transparency: Each user receives an exclusive, independent on-chain address upon subscription, isolating assets for better security. Addresses are automatically generated and managed by Bitget, with private keys securely hosted on the platform—eliminating the need for users to handle them manually.
  • Real-Time Operations: Funds are deployed immediately to the Morpho protocol after subscription, starting interest accrual based on on-chain rules. Redemptions are processed instantly, with no delays or intermediary steps.
  • Seamless Gas Fee Handling: Bitget covers gas fee conversions and payments automatically, sparing users from preparing native tokens like ETH on Arbitrum. Users only incur the actual costs.
  • These upgrades build on Bitget's commitment to providing a "hassle-free" DeFi experience, as the platform acts purely as a technical facilitator, ensuring all operations are verifiable on-chain.

    Learn More:
    https://www.bitget.com/support/articles/12560603846566

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