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Liquidity

Liquidity

Since
2020
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About

Empowering decentralized finance with low-rate, transparent crypto-backed loans

Liquity is a decentralized, governance-free lending protocol enabling users to borrow interest-free credit using ETH as collateral. It issues LUSD, a USD-pegged stablecoin, requiring a low minimum collateral ratio of 110%. The protocol's fees generate revenue fully distributed to $LQTY stakers, ensuring immutability and maximum decentralization, empowering users with transparent, cost-effective borrowing.

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Use Cases
Interest-Free Borrowing
Users borrow stablecoin BOLD using ETH or staked ETH as collateral, benefitingfrom low fees and no interest.
Leverage on Staked ETH
Users apply 1-click leverage on their staked ETH assets to increase exposurewhile retaining staking rewards.
Stablecoin Yield Earning
Users deposit BOLD stablecoins to earn sustainable yields from protocol revenuedistributions.
Liquidity Incentive Staking
Users stake LQTY tokens to direct liquidity incentives and earn rewards fromboth Liquity V1 and V2 revenues.
Key Features
Key Features of Liquity V2
- Liquity V2 allows users to borrow against ETH and staked ETH.
- Users can set their own interest rates for borrowing, providing control overborrowing costs.
- Liquity V2 introduces BOLD, a USD-pegged stablecoin backed by WETH, wstETH,and rETH.
- Liquity V2 is immutable, ensuring predictability and certainty for users.
- Users retain full control over their assets; collateral can always bewithdrawn, and BOLD can never be frozen.
Liquity V2 Functionality
- Borrow BOLD: Users can borrow BOLD against deposited ETH or LSTs.
- 1-Click Leverage Staked(ETH): Simplifies the process of leveraging staked ETH.
- Earn Yield by Depositing BOLD: Users can earn rewards by depositing BOLD intoStability Pools.
- Stake LQTY to Direct PIL and Earn: Staking LQTY allows users to directProtocol Incentivized Liquidity (PIL) and earn rewards.
- Users can increase their exposure to ETH by borrowing BOLD against depositedcollateral and using it to buy more collateral.

Headquarters

🇨🇭 Zug

$24B

Total value locked (TVL)

91%

Maximum loan-to-value (LTV) on ETH